EXPERT MORTGAGE ADVISORY
Your Easy access to Home Ownership.
We are committed to helping you turn your dream home to reality.
Mortgage Services
We provide a wide range of products and service to support your mortgage requirements.
Real Estate Financing
We have access to a large inventory exclusively listed and off-market properties available.
Financial Advisory
Our Financial service solutions are tailor made and delivered through a team of experienced and solution oriented professionals.
PRODUCTS & SERVICES
Explore multiple Mortgage Options, from affordable housing to property financing
C-NHF
The National Housing Fund (NHF) offers eligible contributors affordable mortgage loans at 6% interest rate to help them own their dream homes.
RSA Mortgage
The RSA Mortgage scheme allows eligible pension contributors to use up to 25% of their Retirement Savings Account (RSA) balance as equity towards owning their dream home.
Apply for this loan
C-NMRC
Access home loans with repayment tenure of up to 20 years, subject to eligibility and approval through mortgage financing supported by NMRC’s long-term funding framework.
C-Construction Loan
Empower your real estate company to develop residential properties with financing to support housing construction projects, helping you deliver quality homes and expand your property portfolio, subject to eligibility and approvals.
C-Coorperative Loan
Access affordable financing through your cooperative to help you purchase, build, or improve your home with convenient repayment terms tailored to your needs.
C-Help to Own
Make your homeownership dream a reality with just a 10% initial deposit and mortgage financing covering up to 90% of the property value, with flexible repayment terms of 5 to 20 years, subject to eligibility and approval.
Apply for this loan
Why choose us
A mortgage partner who puts your homeownership goals first.
30 yrs
in business
8,500+
home financed
24/7
support call-outs
- Dedicated mortgage experts keeping you informed every step of the way
- Transparent mortgage terms
- Seamless mortgage process, with guidance and support
How TO APPLY
Getting Started is Easy
1
Choose your product
Explore our mortgage products and select the financing solution that best suits your needs.
2
Submit your application
Complete the application form and provide the required documents for assessment.
3
Get approved and proceed
Our team will review your application, guide you through the next steps, and assist you toward securing your financing, subject to eligibility and approval.
OUR OFFICE ADDRESS
We are here:
5, Tinubu Street,
Lagos Island, Lagos
Mon-Friday, 8 am to 4 pm
Buying a home in Nigeria? Ask us — we’ve got you covered.
Need mortgage solutions?
We help you own a home anywhere in Nigeria..
FAQ
Questions we get asked
Can’t see yours? Message us on WhatsApp — we reply within the hour.
Is Mortgage REAL?
Yes! A mortgage is a real and recognised way to finance the purchase or construction of a property. With CityCode Mortgage Bank, you can explore suitable mortgage options.
How long does mortgage approval take?
Processing time depends on the product, completeness of your documentation, verification requirements, property assessment, and any external scheme approvals.
How much can I borrow from CityCode?
The amount depends on the mortgage product, your income, repayment capacity, equity contribution, property value, and applicable scheme limits.
Can I apply if I am self-employed?
Yes, depending on the product. Self-employed applicants may be considered upon providing satisfactory evidence of income, business activity, repayment capacity, and other required documentation.
Ready for your dream Home? Let’s make it happen.
Call or WhatsApp us for expert mortgage advice and a faster path to homeownership.
Mon-Fri, 8 am to 6 pm